Punctuations.ai Book Audit
📄 Reg X · 5-day file-completion clock

The current rate,
buried in 100 pages
of paper.
We surface it.

Loan doc archaeology, automated — for the band SitusAMC and Clayton don't price for. The current interest rate, the current servicer, the latest modification, surfaced in minutes, not weeks.

Book your free 2-hour Loan-Doc Audit → See a sample loan-pack walkthrough
5 days

Reg X clock, met

1 wk

500-loan book reviewed

100%

terms cited to source page

Loan Pack #4471 — 112 pages Note · Allonge · Mods · Deed
Origination
Promissory notedated 03/2009
Original rate6.250%
Modification history
Modification #1 (2012)5.500%
Modification #2 (2016)5.000%
Modification #3 — current4.875% · the live rate
Servicing chain
Original servicer✓ named on note
Current servicer⚠ allonge, 3 folders deep
Reg X deliverable
Complete file✗ 4 docs unlocated — clock running
⚠ Current rate buried in Mod #3 · servicer on an allonge · 5 business days to produce the file

With Punctuations: rate 4.875%, current servicer, full modification chain — complete file, every term cited to page.

Trusted by teams at

CDSL Deloitte Smallwood Wealth Connect America Clarion Collective ProfitPro InBuilt Bajaj Finserv Urscore Capacity CDSL Deloitte Smallwood Wealth Connect America Clarion Collective ProfitPro InBuilt Bajaj Finserv Urscore Capacity
The outcome

From weeks of paper
to a single source pack.

Punctuations.ai reads every document in the pack your team currently digs through by hand — surfacing the current rate, the current servicer, and the full modification history, each one pointing back to its source page. So when a transfer hits or an examiner asks, the answer is already built.

Without Punctuations Weeks of archaeology
Wk 1–2
Locating & gathering packs
Wk 2–3
Tracing the rate (note → mods)
Wk 3–4
Tracing servicer chain
Wk 4–5
Assembling Reg X file
5-day clock
✗ File incomplete
→  Punctuations.ai
With Punctuations 1 week · 500-loan book ✓
Day 1
AI reads full pack (112 pages)
Day 2
Rate + servicer traced, cited to page
Day 3
✓ Reg X file assembled
Weeks freed · team on higher-value work
5 days
Reg X file, met
1 wk
500-loan book reviewed
100%
terms cited to source page
$25–200K
what diligence shops bill
Free · No Commitment · Yours to Keep

Take the dig off
your team's desk.

Book the free 2-hour Loan Documentation Audit. Bring one recent portfolio event — we return a map of every doc workflow we can lift, yours to keep either way.

Book your free audit → See a sample loan-pack walkthrough

Non-Bank Lending · Mortgage Servicing · ISO 27001-aligned data handling